New Posts Notification

The Texas Legislature has passed a new piece of legislation to help protect insured Texans against what is being called "Surprise Billing." The definition of these billings and who is affected is important to know.

The Affordable Care Act changed the rules about when your child must come off your health insurance plan as a dependent. See the answers to the most common questions we receive.

In order to purchase an individual Health Insurance plan on either a State run or Federal Exchange, you have to know WHEN to apply.

Understanding the difference between the network choices you have will help you see the value in the Health Insurance plans that you have to choose from. The value of a network is determined by the cost of the plan versus the access granted to providers. Here are the rules for each network style so you can make the best decision for your upcoming plan year.

There are four main designs for any employer sponsored health plans. This blog post gives a very brief overview of each type and some of the pros/cons of each.

Health Reimbursement Arrangements (HRAs) provide a tax-advantaged way for employers to save premium dollars. With an HRA, you reimburse your employees for some of their health care expenses - typically a portion of their deductible. These reimbursements are tax deductible for you and tax free for your employees. It's an effective and flexible strategy for financing affordable major medical insurance.